
Every member of the UCIA has an opportunity to serve in the association. Members of the Board of Directors are elected annually, and serve for a period of three years. A new officer is elected each year, and officers rotate through the various officer positions for a period of four years. We encourage anyone who wants to serve to reach out and offer your services!
Committees
Legislative
Jim LeRoy - Chair
Ken Avery
Travis Wegcamp
Membership
Diane Thompson - Chair
Ken Avery
Finance
Martha Hayes - Chair
Education
Sonya Bergquist - Co-chair
Ryan Smart - Co-chair
Ken Avery
Website
Monique Avery - Chair
Current Officers:
President: Jim LeRoy, President at JKL Enterprises
Jim LeRoy has enjoyed over a 50 year insurance career beginning with Aetna Life and Casualty. During a 21-year career with Aetna, in 1979 Jim began developing a specialty in forming and servicing self-insured pools and captive insurance operations. Following Aetna, Jim served as Senior Vice President for Meadowbrook Insurance Group forming and managing captive insurance companies, public entity pools and private self-insurance group clients representing over $70,000,000 in annual premium. He has formed and managed captive insurance operations in multiple industries (transportation, hospitality, staffing, agriculture and carbon credit creation). Jim has served as President of Minnesota Self Insured Groups, Inc., an advocacy organization for the promotion, support and effective operation of self insured organizations. He frequently testified at the Minnesota legislature on issues impacting self insurance. He has served as committee member on both the Workers Compensation and Alternative Risk Transfer committees for SIIA. He served for 11 years as the appointed representative for the Minnesota Chamber of Commerce on a policy advisory group for the Workers Compensation Research Institute. Currently, Jim is president of JKL Enterprises, LLC providing service oversight and consulting services for self-insured programs and captive insurance operations. He is also President of the Utah Captive Insurance Association and serves on the board of directors for multiple captive insurance companies domiciled in Utah and Nevada.
Vice-President: Vacant
Treasurer: Martha Hayes, CPA, Audit Partner, Larson Certified Public Accountants
Secretary: Ryan Smart Esq., Shareholder at Smart, Schofield & Shorter PC
Past President: Ken Avery, Owner at Utah Risk Management
Current Members of the Board of Directors:
Sonya Bergquist
Ms. Bergquist has eight years of actuarial experience which includes performing feasibility, reserve and pricing studies for dozens of captive clients. Ms. Bergquist also provides supports to regulators in performing captive application reviews and financial examinations of captive insurers. Ms. Bergquist has passed three actuarial examinations. Sonya's current board term is through June 2028.
David Broadbent
David Broadbent has worked for Ivory Homes since 2003 in several capacities, currently as Chief Operating Officer; his primary day-to-day focus is on risk management, human resources, and overseeing field operations (construction, purchasing and warranty). Since inception in 2006, he has functioned as the President of I Builder, Ivory’s captive insurance company. I Builder currently offers three insurance lines: general liability, builders risk, and warranty. David graduated from the University of Utah with a Bachelor of Arts degree in Finance with a minor in Spanish. Prior to graduation and his career with Ivory, he worked many years in his family's food service business. Community involvement has included: Utah Captive Insurance Association board member, Better Business Bureau Northern Nevada and Utah board member (currently past chair), Utah Elected Official and Judicial Compensation Commission member. David currently resides in Lehi, Utah with his wife and three children. Dave's current board term is through June 2026.
Tom Massey
Tom is the captive owner of Nelnet Insurance Services. His term on the UCIA Board began in April 2024.
Chad Nesbit
Chad is the owner of Nesbit Agencies, the largest family-owned agency in the state of Minnesota. Chad has been in the insurance business for over 30 years and has been owner of a Utah domiciled sponsored cell captive for over 5 years. The captive currently has 5 protected cells and is growing. Chad's board term began May 2025.
Leane Rafalko
Leane is CIC Captive Services Director of Captive Management. Twenty-two years’ experience with NCDOI including 10 years as a traditional insurance examiner and 10 years as chief captive analyst. Two years’ experience as captive manager. Leane's board term began May 2025.
Bryan Ridgway
Bryan Ridgway serves as Managing Partner and COO of CIC Services, LLC (“CICS”), a captive management company based in Knoxville, TN. Bryan joined CICS in 2012 after successfully developing and implementing a captive management and administration division for a financial services company headquartered on St. Croix, USVI (Bryan’s hometown). Over his 20+ years in the captive industry, Bryan has been involved in the implementation and management of hundreds of captive programs both onshore and off. Bryan has served on numerous industry committees including those sponsored by SIIA, CICA, NCCIA and TCIA, and is regularly asked to participate on panel discussions during industry conferences. Bryan’s leadership played a vital role in CIC Services’ successful defeat of IRS Notice 2016-66 at the US Supreme Court and in US District Court. Currently Bryan continues to serve on various captive industry committees as well as participating with outside groups advocating for the captive insurance industry. Bryan's current board term is through June 2026.
Diane Thompson
Diane Thompson is a licensed CPA and Insurance Producer. She has over 30 years of experience in the automotive space, including C-Suite and senior level positions. She is a Senior Vice President at Kornerstone Administrative Services, and Kornerstone Guaranty Insurance Company. The Kornerstone companies are sister stores of Ken Garff Automotive Group. Diane has over 10 years of risk management and insurance placement experience at Ken Garff. Diane was involved with forming Ken Garff’s captive insurance company, which was one of the first captives licensed in Utah in 2004. Diane started her career at KPMG where she worked in the Audit Department for 5 years. Diane has a B.S. from the University of Utah in Accounting. Diane's current board term is through June 2026.
Travis Wegkamp (Honorary)
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